|Safety Group Insurance Program|
Safety Group Insurance Program
Since 1980, the Iowa Association of Municipal Utilities, Risk Management Consultants Ltd., and EMC Insurance Companies have joined together to bring Iowa cities and utilities a comprehensive and competitive insurance program. Expansions and improvements to the program have been made continuously to meet the changing needs of Iowa’s cities and utilities.
Organized in 1911 to write workers’ compensation insurance in Iowa, EMC Insurance Companies has grown to a multi-line insurance company with branch offices nationwide. Today, EMC Insurance Companies serves the diverse needs of all sizes and types of businesses and governmental entities. Jester Insurance Services of Des Moines, through its subsidiary Risk Management Consultants Ltd., was selected by the Iowa Association of Municipal Utilities to develop, manage and oversee the safety group insurance program.
Insurance products are analyzed by Risk Management Consultants Ltd., the IAMU Insurance Committee and Board, and EMC Insurance Companies to bring Iowa communities the latest innovations and special coverages. Risk Management Consultants Ltd. serves as a liaison with EMC assisting local agents in making application to the program. There is a common anniversary date of April 1 for all participants, however, initial participation can begin on any date.
For complete information about the IAMU Safety Group Insurance program, CLICK HERE to download a program brochure (PDF)
Risk Management Tools
IAMU and EMC have teamed up to offer the following helpful programs to manage future risk by utilizing the Prework Screening, Select Provider, and the Return to Work Programs. Below are overview documents that explain the programs and then a copy of each program.